Even though we have taught in part how faith possesses Christ, and how through it we enjoy his benefits, this would still remain obscure if we did not add an explanation of the effects we feel. With good reason, the sum of the gospel is held to consist in repentance and forgiveness of sins [Luke 24:47; Acts 5:31]. Any discussion of faith, therefore, that omitted these two topics would be barren and mutilated and well-nigh useless. Now, both repentance and forgiveness of sins—that is, newness of life and free reconciliation—are conferred on us by Christ, and both are attained by us through faith. As a consequence, reason and the order of teaching demand that I begin to discuss both at this point. However, our immediate transition will be from faith to repentance. For when this topic is rightly understood it will better appear how man is justified by faith alone, and simple pardon; nevertheless actual holiness of life, so to speak, is not separated from free imputation of righteousness. Now it ought to be a fact beyond controversy that repentance not only constantly follows faith, but is also born of faith. For since pardon and forgiveness are offered through the preaching of the gospel in order that the sinner, freed from the tyranny of Satan, the yoke of sin, and the miserable bondage of vices, may cross over into the Kingdom of God, surely no one can embrace the grace of the gospel without betaking himself from the errors of his past life into the right way, and applying his whole effort to the practice of repentance. There are some, however, who suppose that repentance precedes faith, rather than flows from it, or is produced by it as fruit from a tree. Such persons have never known the power of repentance, and are moved to feel this way by an unduly slight argument.
John Calvin | Institutes 3.3.1 (1559) Battles edition
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